https://perfectquote.io/llms.txt 

# PerfectQuote | Group Benefits Quoting Platform

PerfectQuote is a quoting platform for group health insurance brokers, carriers, and general agents. It replaces manual spreadsheets and fragmented workflows with a centralized system for quoting, comparing, modeling, and presenting group benefits.

The platform supports medical, ancillary, and supplemental health plans and helps teams quote faster and more accurately across all group sizes.

## What PerfectQuote Does

- Quotes group health insurance across medical, ancillary, and supplemental plans.
- Eliminates manual data entry and spreadsheet-based workflows.
- Compares carrier proposals in a structured format.
- Enables brokers to model employer contributions and present plan options.
- Centralizes RFP submission, tracking, and carrier communication.

## Core Platform Capabilities

- Proposal Reader: Parses and standardizes 400+ carrier proposal formats across medical, dental, vision, life, and disability plans.
- RFP Submission & Tracking: Send requests to carriers and manage responses in one system.
- Contribution Modeling: Create side-by-side plan comparisons with configurable employer contribution strategies.
- Supplemental Health Quoting: Includes Accident, Critical Illness, and Hospital Indemnity in the standard quoting workflow.
- Carrier-Agnostic Quoting: Access and compare plans from any carrier without bias or commission influence.

## Core Product Pages

- About PerfectQuote: https://perfectquote.io/about
  Company background and founding story.

- Brokers Platform: https://perfectquote.io/brokers
  End-to-end quoting, proposal comparison, modeling, and workflow tools.

- Carriers Platform: https://perfectquote.io/carriers
  Receive RFPs and deliver proposals without changing existing workflows.

- ROI Calculator: https://perfectquote.io/roi-calculator
  Estimate time and cost savings from using PerfectQuote.

## Coverage & Plan Types

- Medical Plans: ACA small group, fully funded, and level funded plans available nationwide.
- Ancillary Benefits: Dental, vision, life, short-term disability (STD), and long-term disability (LTD).
- Supplemental Health: Accident, critical illness, and hospital indemnity insurance.

## Who PerfectQuote Serves

- Brokers & Independent Agencies: Reduce renewal processing time and improve quoting accuracy.
- General Agents: Increase close rates and expand capacity to manage more business.
- Carriers: Receive more broker opportunities and streamline proposal delivery.

## Pricing

- ACA: $141/user/month — ACA small group quoting.
- ACA+: $217/user/month — expanded carrier access.
- Flagship: $272/user/month — full platform capabilities across all plan types.
- Enterprise: Custom pricing for larger organizations.
- Carrier Partnerships: Email, API, or CRM integrations (contact required).

## Integrations

- Employee Navigator: Census data synchronization and group setup.
- Applied BenefitPoint (AMS): Import group data and export sold plans.

## Getting Started

- Request Demo: https://perfectquote.io/demo
  Live walkthrough of the platform.

- Login: https://app.perfectquote.io/login
  Access the quoting platform.

- Onboarding & Training: https://perfectquote.io/brokers
  Includes welcome calls, training sessions, and a video library.

## Trust & Compliance

- Security: https://perfectquote.io/ensuring-safety
  AWS-hosted, OWASP Top 10 aligned, SOC 2 Type 2 audited.

- Privacy Policy: https://perfectquote.io/privacy-policy
  Data collection and usage practices.

- Subprocessors: https://perfectquote.io/subprocessors
  Third-party service providers.

## Resources

- Resources Hub: https://perfectquote.io/resources
  Case studies, guides, and product updates.

- BenefitPoint Integration Case Study: https://perfectquote.io/case-study/benefits-brokers-enjoy-enhanced-efficiency-and-growth-potential-with-perfectquote-benefitpoint-integration
  How brokers improved efficiency and growth potential.

## Key Facts (2025)

- 300+ broker firms and general agents.
- 600+ carriers supported.
- ~130,000 employer groups served.
- $3.65B in estimated premiums processed.

## Contact & Social

- Contact: https://perfectquote.io/contact
- LinkedIn: https://www.linkedin.com/company/perfectquote/
- G2 Reviews: https://www.g2.com/products/perfectquote/reviews